Ambarnath Jai Hind Co Operative Bank Service Center IFSC Code
Ambarnath Jai Hind Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Service Center
District
Ambernath
State
Maharashtra
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4 nearby branches — click to view IFSC
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Ambarnath East Branch (suryoday Co-op Housing Soc - 1009)
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Frequently Asked Questions
About Ambarnath Jai Hind Co Operative Bank Service Center (suryoday Co-op Housing Soc - 2001), Ambernath
The IFSC code AJHC0002001 (lowercase: ajhc0002001) belongs to Ambarnath Jai Hind Co Operative Bank, specifically the Service Center (suryoday Co-op Housing Soc - 2001) branch located in Ambernath, Maharashtra.
The 5th character in the IFSC code AJHC0002001 is a zero (0), not the letter 'O'. The correct format is AJHC0002001 (lowercase: ajhc0002001), and not AJHCO002001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ambarnath Jai Hind Co Operative Bank Service Center (suryoday Co-op Housing Soc - 2001) in Ambernath, Maharashtra is AJHC0002001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ambarnath Jai Hind Co Operative Bank Service Center (suryoday Co-op Housing Soc - 2001) is located at Plot No.31, Suryoday Co-op Housing Soc, Ambernath, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Ambarnath Jai Hind Co Operative Bank Service Center (suryoday Co-op Housing Soc - 2001) in Ambernath is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code AJHC0002001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code AJHC0002001 by checking: (1) The top-left corner of any Ambarnath Jai Hind Co Operative Bank Service Center (suryoday Co-op Housing Soc - 2001) cheque leaf, (2) The first page of your Ambarnath Jai Hind Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: AJHC0002001
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
AJHC0002001
What Each Part Means
- Bank Code — AJHC
- The first 4 characters uniquely identify Ambarnath Jai Hind Co Operative Bank at the national level. Every branch of Ambarnath Jai Hind Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002001
- The final 6 characters 002001 uniquely identify this specific branch within the Ambarnath Jai Hind Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | AJHC | Identifies Ambarnath Jai Hind Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002001 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ambarnath Jai Hind Co Operative Bank
Service Center (suryoday Co-op Housing Soc - 2001), Ambernath, Maharashtra
Cheque No.
00002001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | AJHC0002001 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.