Almora Zila D Bank Almora Zila Sahkari Bank Bhikiyasen IFSC Code
Almora Zila D Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Almora Zila Sahkari Bank Bhikiyasen
District
Bhikiasen
State
Uttarakhand
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Frequently Asked Questions
About Almora Zila D Bank Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04), Bhikiasen
The IFSC code YESB0AZSB04 (lowercase: yesb0azsb04) belongs to Almora Zila D Bank, specifically the Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04) branch located in Bhikiasen, Uttarakhand.
The 5th character in the IFSC code YESB0AZSB04 is a zero (0), not the letter 'O'. The correct format is YESB0AZSB04 (lowercase: yesb0azsb04), and not YESBOAZSB04. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Almora Zila D Bank Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04) in Bhikiasen, Uttarakhand is YESB0AZSB04. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Almora Zila D Bank Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04) is located at Bhikiyasen Branch, Main Market, Bhikiyasen - 263667, Bhikiasen, Uttarakhand. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Almora Zila D Bank Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04) is 263802651. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code YESB0AZSB04 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0AZSB04 by checking: (1) The top-left corner of any Almora Zila D Bank Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04) cheque leaf, (2) The first page of your Almora Zila D Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0AZSB04
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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YESB0AZSB04
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify Almora Zila D Bank at the national level. Every branch of Almora Zila D Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — AZSB04
- The final 6 characters AZSB04 uniquely identify this specific branch within the Almora Zila D Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies Almora Zila D Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | AZSB04 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Almora Zila D Bank
Almora Zila Sahkari Bank Bhikiyasen (bhikiyasen Branch Main Marke - Sb04), Bhikiasen, Uttarakhand
Cheque No.
00000004
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0AZSB04 | 263802651 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.