Ahmednagar Zpss Bank Ahmednagar Zpss Bank Karjat IFSC Code
Ahmednagar Zpss Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ahmednagar Zpss Bank Karjat
District
Karjat
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Ahmednagar Zpss Bank Customers
Free calculators — no login required
Ahmednagar Zpss Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
Ahmednagar Zpss Bank SIP Calculator
Project wealth from monthly mutual fund investments
Ahmednagar Zpss Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Ahmednagar Zpss Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Frequently Asked Questions
About Ahmednagar Zpss Bank Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14), Karjat
The IFSC code YESB0APSB14 (lowercase: yesb0apsb14) belongs to Ahmednagar Zpss Bank, specifically the Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14) branch located in Karjat, Maharashtra.
The 5th character in the IFSC code YESB0APSB14 is a zero (0), not the letter 'O'. The correct format is YESB0APSB14 (lowercase: yesb0apsb14), and not YESBOAPSB14. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ahmednagar Zpss Bank Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14) in Karjat, Maharashtra is YESB0APSB14. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ahmednagar Zpss Bank Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14) is located at Shahaji Nagar Kuldharan Road Karjat 414402, Karjat, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Ahmednagar Zpss Bank Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14) is 414818508. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code YESB0APSB14 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0APSB14 by checking: (1) The top-left corner of any Ahmednagar Zpss Bank Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14) cheque leaf, (2) The first page of your Ahmednagar Zpss Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0APSB14
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
YESB0APSB14
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify Ahmednagar Zpss Bank at the national level. Every branch of Ahmednagar Zpss Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — APSB14
- The final 6 characters APSB14 uniquely identify this specific branch within the Ahmednagar Zpss Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies Ahmednagar Zpss Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | APSB14 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ahmednagar Zpss Bank
Ahmednagar Zpss Bank Karjat (nagar Kuldharan Road Karjat - Sb14), Karjat, Maharashtra
Cheque No.
00000014
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0APSB14 | 414818508 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.