Ahilyadevi Urban Co Operative Bank Solapur Ahilyadevi Urban Co-operative Bank Solapur Imps IFSC Code
Ahilyadevi Urban Co Operative Bank Solapur
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ahilyadevi Urban Co-operative Bank Solapur Imps
District
Solapur
State
Maharashtra
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Frequently Asked Questions
About Ahilyadevi Urban Co Operative Bank Solapur Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc), Solapur
The IFSC code IBKL0478ADC (lowercase: ibkl0478adc) belongs to Ahilyadevi Urban Co Operative Bank Solapur, specifically the Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc) branch located in Solapur, Maharashtra.
The 5th character in the IFSC code IBKL0478ADC is a zero (0), not the letter 'O'. The correct format is IBKL0478ADC (lowercase: ibkl0478adc), and not IBKLO478ADC. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ahilyadevi Urban Co Operative Bank Solapur Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc) in Solapur, Maharashtra is IBKL0478ADC. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ahilyadevi Urban Co Operative Bank Solapur Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc) is located at 72 1 Railway Lines Deshak Wadi Solapur 413001, Solapur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Ahilyadevi Urban Co Operative Bank Solapur Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc) is 413024252. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0478ADC is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0478ADC by checking: (1) The top-left corner of any Ahilyadevi Urban Co Operative Bank Solapur Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc) cheque leaf, (2) The first page of your Ahilyadevi Urban Co Operative Bank Solapur passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0478ADC
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0478ADC
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Ahilyadevi Urban Co Operative Bank Solapur at the national level. Every branch of Ahilyadevi Urban Co Operative Bank Solapur across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 478ADC
- The final 6 characters 478ADC uniquely identify this specific branch within the Ahilyadevi Urban Co Operative Bank Solapur network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Ahilyadevi Urban Co Operative Bank Solapur |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 478ADC | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ahilyadevi Urban Co Operative Bank Solapur
Ahilyadevi Urban Co-operative Bank Solapur Imps (72 1 Railway Lines Deshak Wa - 8adc), Solapur, Maharashtra
Cheque No.
00000478
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0478ADC | 413024252 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.